During account reviews, I have shared with many of you that I am a fairly risk averse person when it comes to investing my own money, and many of you may also know that I am a frugal. I get a huge kick out of saving a dollar or two on items I purchase, or services that I pay for. I want to share with you five things I have personally done to save money. Some of them are simple and might be obvious, but there may be o…
It is estimated by the Consumer Electronics Association that on average there are 24 electronic devices per US household. These electronics have material in them that can be hazardous to the environment. Some items on that list include lead, nickel, mercury, and cadmium. They may also contain many materials that are valuable, like gold and silver. When these electronics reach their “end-of-life” it’s important to dis…
Junk Mail, We all get it, and most of us dislike it. It is estimated by the United States Post office that 59% of all mail in the United States is sent by advertisers or solicitors and only 50% of that mail is ever read. This amounts to over 5 Million tons of junk mail a year in the US and nearly all of it ends up in the garbage. There are a few things you can do to stop these companies from sending you junk mail. Do…