As investment managers, our focus is on trying to provide the highest level of return possible per unit of risk we assume on behalf of our clients. And, because each investment account has a different tolerance for risk, we need to be able to adjust and calibrate that risk at will.

Investing without a plan, Chasing investment returns, Creating an inefficient portfolio…

When it comes to investing, our default and very human tendency is to focus on the pursuit of large returns.

Talking finances with family is not something that people find comes naturally. And although financial conversations are easy ones to avoid, in our experience they are the single biggest factor in the successful transfer of wealth across generations.